In today’s world of online spending, it’s easy to get in debt and harder to get out of it. If you’re struggling to get out of debt, it’s essential to identify your spending mistakes and commit to eliminating them. Here are some of the most common spending mistakes people make and how to avoid them.
Category Archives: Financial Education
Return Policies: What You Should Know
To protect your hard-earned dollars, read below to find out what the law says about making returns. Understanding the differences between return policies may help you decide where and whether to make your next purchase.
4 Reasons Life in the Midwest is Cheaper than You Might Think
Most people in the US – two-thirds, to be specific – are concerned about their personal finances. While the reasons are complex and very real, there are still ways to control the cost of living, depending on where you are.
Common Myths & Misconceptions about Doing Taxes
Tax season is upon us, and that can be stressful enough without having to wonder if you’re doing yours right. As you sort fact from fiction, keep in mind: there are many tax myths and misconceptions one might hear at work or read online. And they can lead to costly mistakes if not addressed head-on.
How to Know if You’re Addicted to Spending
Spending can become an addiction, just like any other unhealthy habit that’s hard to break. There is even a word for it: oniomania. If you’re unsure whether you have a problem, here are some telltale signs to look for.
Rich People Money Habits that Anyone Can Use
Some people inherit wealth. Others occasionally obtain cash through luck. But, believe it or not, many affluent people began with a modest sum of money and gradually expanded their riches strategically.
Sending Money: What Are Your Best Options?
These days, sending money to someone – whether for personal or professional reasons – can be confusing if you don’t know the right way to do it. Fortunately, there are a few different ways to send money to someone no matter where they’re located.
What It Means to Live Paycheck to Paycheck
Does all your paycheck money go right back out? Community Currency Exchange Association’s blog explains what it means to live paycheck to paycheck.
Beware of “Buy Now Pay Later” Trends
A growing trend known as “buy now pay later” (BNPL) is aimed at getting more dollars out of young people. While the convenience of an easy purchase does appeal to many shoppers, there are potential downsides that may not be apparent.
What You Should Know About Taxes This Year
People often have one of two approaches to understanding taxes: either avoid the topic or pay someone else to understand it. That’s why we’re kicking off the year with a simple yet helpful guide to a subject that affects just about everyone.