RCheck® Direct Deposit*

Services

RCheck® Direct Deposit*

Cash transaction

For MSBs

RCheck, exclusively offered by Republic Bank of Chicago, is the MSB Direct Deposit solution for your clients’ payroll, pension, government benefit, and tax refund. RCheck makes check cashing more secure and more reliable for your MSB. No worries, no hassles – just a simple way to protect your business while increasing sales. 

Secure Check Cashing 

RCheck offers a secure and efficient way to manage transactions, protect against fraud, and keep your business running smoothly. 

  • Low cost to your customers 
  • Minimize fraud and risk 
  • Increased check-cashing sales 
  • Funds held securely in an FDIC-insured Republic Bank account 
  • Reduce mobile deposit fraud with checks printed and cashed at your location 
  • Quick and easy approval process. 

RCheck allows your MSB to maintain your client base while offering other products and services, making your financial service center a one stop shop. Above all, when you work with Republic Bank, you will find knowledgeable experts who understand your business and are dedicated to serving it exclusively. 

Learn more about our MSB offerings at https://republicebank.com/msb. 

FOR CONSUMERS

RCheck is the fast and easy way to get your money. 

Republic Bank of Chicago has partnered with financial service centers throughout the country to bring you this low-cost, innovative solution that combines the safety and soundness of a traditional bank with the convenience and affordability of a financial service center. 

With RCheck, your funds are held securely in an FDIC-insured Republic Bank account while quickly accessible to you for whatever you need, whenever you need it. Enjoy the security and efficiency of direct deposit of your: 

  • Payroll 
  • Pension 
  • Government benefits 
  • Tax refunds 

RCheck is your direct deposit solution, brought to you exclusively by your financial service center and Republic Bank, delivering banking beyond expectations for more than 60 years. 

Talk to your financial service center staff today to learn more about RCheck. 

*MSB check cashing fees may apply. RCheck accounts are issued by Republic Bank of Chicago, Member FDIC. RCheck® is a registered trademark owned by Republic Bank of Chicago.

 

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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Western Union™

Services

Western Union™

About Us

We help aspiring people and businesses around the world save, spend, and transfer money— empowering more prosperous financial futures for their family, friends, and communities across borders.

Our Mission

We make financial services accessible to people everywhere. We build and offer easy-to-use products and services that bridge digital and physical to give customers choice, security, and reliability, no matter where they are.

Our Purpose

We build and offer easy-to-use products and services that bridge digital and physical borders to give customers choice, security, and reliability, no matter where they are, simplifying and empowering their financial lives.

Send Every Cent Home

Pay zero remittance tax when you pay with a debit card or Western Union Prepaid Visa®.

Other alternatives are paying with bank accounts, digital wallets, or prepaid cards.

Zero Remittance Tax

What is the Remittance Tax?

Effective January 1, 2026, U.S. federal law requires a 1% federal tax to be collected on certain international money transfers. This tax is mandated by the U.S. government and does not originate from Western Union or its agents. It only applies if you pay with cash, money orders, or cashier’s checks.

Remittance Tax Information

Benefits

  • In over 200 countries and territories
  • Serving millions of retail and digital customers every day
  • Payout available into billions of bank accounts and wallets worldwide
  • Hundreds of thousands of Agent locations around the globe

How It Works

Step One

Step One

Bring your cash, your identification, and some basic information on the person you want to send it to.

Step Two

Step Two

We make sure your money gets where it needs to go.

Step Three

Step Three

Leave knowing you have safely and securely sent your money.

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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Ventra Cards

Services

Ventra Cards

You’ve got places to go and you need an easy, convenient way to get there. Ventra cards make it super simple to board CTA buses and trains as well as Pace Buses. Even easier? You can stop by one of our over 350 locations to snag your own Ventra card. We’ll also help you out with loading and reloading it, too. After all, isn’t keeping track of one card so much better than trying to do it for several?

How It Works

Step One

Step One

Bring in your Ventra card or buy a new one for a fully refundable (upon registration) $5 fee.

Step Two

Step Two

Get your card loaded.

Step Three

Step Three

Leave with the ability to use your pass or the cash value loaded on your card!

Benefits

  • Enjoy the convenience of one, easy to use card
  • Make travel a breeze with tap and board technology

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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Rolled Coin/Cash

Services

Rolled Coin/Cash

Garage sale have you looking for change for your customers? Laundry day reminding you it’s time to get rolls of quarters? No matter what the reason, when you’re looking for rolled coins and loose cash, hit us up! We can even supply your business with the cash you need for your registers on the spot. And don’t worry if you have a big order to get you through the weekend. We’ve got you covered!

How It Works

Step One

Step One

Bring in denominations of unwanted money.

Step Two

Step Two

We’ll exchange it for the coin you do want.

Step Three

Step Three

Leave with the rolled coin you need!

Benefits

  • Get loose cash right when you need it – in the denominations you need
  • Have the rolled coin on-hand you need for whatever comes up

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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Private Mail Boxes

Services

Private Mail Boxes

Worried about identity theft? You should be. It’s not just the internet where thieves are stealing vital information and taking your life from chain store assistant manager to high-stakes gambler with an affliction for horse races. They’re getting valuable information right out of your mailbox. Protect your incoming mail by opening a Private Mailbox with Currency Exchange. You pick the location that’s most convenient to you, and your mail is delivered right there and placed in your own secure box.

How It Works

Step One

Step One

Bring in a current government issued photo ID and the check you want to cash.

Step Two

Step Two

Call store to confirm if additional documentation is required.

Step Three

Step Three

Stop in with your check and walk out with your cash.

Benefits

  • Your mail is kept secured and in a private mailbox only you have access to
  • Pick up your mail when you’re ready from your personal mailbox

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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Prepaid Phone Products

Services

Prepaid Phone Products

Need a low tech form of communicating with your friends or loved ones near and far? We have you covered.

How It Works

Step One

Step One

Come in with where and when you need to call.

Step Two

Step Two

We’ll match you with the right calling card for the location and time you want to communicate.

Step Three

Step Three

You’ll leave our location with the best possible fit for who and when you need to get in touch with someone, no matter where in the world you plan to call.

Benefits

  • Quick and convenient
  • Get the plan that works best for you

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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Prepaid Visa® Card

Services

Prepaid Visa® Card

Western Union Prepaid Visa®Card

What You Can Do With Prepaid Visa® Card

  • Buy a Card
  • Load a Card
  • Reload a Card
  • Unload a Card

Stop paying interest on your money! Credit cards come with hefty fees and high interest rates that leave you with whiplash at the end of the month. Prepaid Visa® cards give you the same perks without all the drawbacks. You’re a smart person. Wouldn’t you rather keep that extra money each month instead of throwing it away to the credit card companies? We thought so!

Now, starting January 1st, 2026, you can skip the 1% remittance tax on international money transfers when you use your Visa® debit card.

How It Works

Step One

Step One

Bring your gov’t ID and social security number.

Step Two

Step Two

We get you approved for a new Visa® card.

Step Three

Step Three

You leave our member store location with your brand new Visa® card.

Benefits

  • Get instant access to your cash – our cards are activated on the spot
  • Live interest free and use your funds how you want to
  • Cards are safe, secure, and universally accepted for use at thousands of locations worldwide

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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Postage Stamps and Envelopes

Services

Postage Stamps and Envelopes

When’s the last time you walked into the Post Office and didn’t have to wait in line? You’re busy! And the last thing you should have to do is wait behind Karen who’s mailing 27 packages out to the shoppers of her home-based business when all you need is a book of stamps and a few envelopes. Skip the line. Skip the wait. Just stop by your local Currency Exchange, and get in and out.

Types of Stamps & Envelopes Available

  • Individual Stamps
  • Books of Stamps
  • Plain Envelopes
  • Stamped Envelopes

How It Works

Step One

Step One

Need a stamp or stamped envelope…

Step Two

Step Two

We sell you a stamp.

Step Three

Step Three

You leave with your stamp, without the long lines of the post office!

Benefits

  • Never wait in long lines at the post office again – even during the holiday rush
  • Quickly and easily get your hands on stamps and envelopes when you need them

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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Photocopies

Services

Photocopies

Don’t have a printer? Not to worry! Even if you do, when you’re out of ink or need multiple copies of something, it’s easier and more cost-effective to just let us print your copies for you. Need extra copies of your resume? We handle that. Have a project on a USB drive you need printed? Done! Our photocopy services allow for printing from files or making copies from a document already in-hand.

How It Works

Step One

Step One

Bring in a current government issued photo ID and the check you want to cash.

Step Two

Step Two

Call store to confirm if additional documentation is required.

Step Three

Step Three

Stop in with your check and walk out with your cash.

Benefits

  • Don’t lose money to expensive ink cartridges anymore
  • Get your photocopies immediately – not several days later

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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Notary Public

Services

Notary Public

Need something notarized? No problem! Our notary services make it easy for you to get that required witness stamp of approval for any documents you’re carrying around. Just make sure not to sign anything until you’re in front of our notary public. That will make those docs ineligible for notarization. And since not all of our locations have a notary public on-hand, it’s a good idea to give us a call first to make sure your preferred location has one and find out when they’re available to notarize.

How It Works

Step One

Step One

Bring your identification and the documents you need notarized.

Step Two

Step Two

We sign and stamp the documents.

Step Three

Step Three

You leave with a certified and notarized document!

Benefits

  • Make sure your documents are legally notarized when required
  • Protect yourself and the purpose of your documents

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SERVICES THAT MATTER TO YOU

Our services break the tradition of banks and corporate institutions that care more about the money you’re providing them than they do about you as a person. Sure, you could go to multiple locations to handle all of your financial needs and get lost in the shuffle of everyone else while you’re at it. Or, you could just do it all in one place. Where they actually care about who you are and what you need.

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